Equity Release
how would you feel if we could potentially ..
Reduce the term of your mortgage?
Return you the lump sum back out of your Endowment?
Possibly Save you £000's in interest payments?











Find out how by how much you could potentially reduce your repayments!
Call us now for a free remortgage quote. We'll search through over 4,500 mortgage products from 150 lenders to find you the best deal. Tell us what YOU want.

Here's an example...
For an interest only mortgage of £50,000 over 25 years, the cost to pay it back at today's interest rates is approxiately £135,000. For a Repayment Mortgage, the repayment cost is approximately £105,000. That is a staggering 2.0 to 2.75 times what you borrowed.

At Asset Design, we aim to save you some of that money. In many cases, we can save thousands of pounds in interest payments or even reduce your term.

Why remortgage?
Moving your MORTGAGE to a new lender without actually buying a new home could save you a lot of money and potentially allow you to:

• reduce your monthly payments 
• consolidate loans into one reduced monthly payment
• clear mortgage arrears on your property 
• avoid repossession of your property 
• release equity in a property you already own, perhaps to pay for an extension or start a business

what to look out for when remortgaging
x The saving you make on the interest rate you pay may be partially or wholly eaten up by the transaction charges associated with moving your loan. 
x The old lender may charge you a penalty while the new lender charges an arrangement fee. 
x There may be redemption fees and reservation fees demanded by your old and new lenders. 
x The new lender will want to value the property just as your old lender once did. So there'll be surveyors fees, not to mention some conveyance fees.

Quite often the BEST special deals with money-back offers, free surveys and conveyance are ONLY offered to their NEW clients. To secure the best deals you will need to shop around.

Credithelpline can take all the hard work off your hands. Using years of experience and knowledge of the mortgage market, we will examine your personal circumstances and present your options in a clear, jargon free illustration. You have nothing to lose and everything to gain! 

Credithelpline 08704 28 28 29* for commonsense advice.

In respect of Debt Consolidation & Equity Release: You could be turning short term debt into long term debt and you could be potentialy turning unsecured debt into secured debt. 


 








*Telephone calls are monitored and may be recorded for training purposes
The Credit Helpline is provided by Asset Design Limited, a team of experienced advisers operating independently from the finance houses.

They work closely with Advice Bureaus and debt counsellors to help people, regardless of circumstances (whether self employed or retired, with a good credit rating or with CCJs, tenants or home owners). Our aim to help our clients save money by managing debt more successfully and aiming to procure BETTER mortgage, remortgage and loan rates and terms.
 









ADVICE:THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Head office: Shaw House 110-114 Barnards Green Road Malvern Worcestershire WR14 3ND

site production MRA

 

Helping you with:
Equity release
Reduce interest payments
Reduce mortgage term
Loan consolidation
Reducing monthly interest payments
Remortgaging


Asset Design Limited is authorised and regulated by the Financial Services Authority

HELP & ADVICE

Addressing a Poor Credit Rating and CCJs
Advice on improving your credit rating and borrowing money with an impaired credit
Managing
Credit Card Debt

Advice on coping with credit card problems
Debt Consolidation
See by how much you couold potetnially reduce your monthly repayments each month with our online calculator
Credit Card Advice
Advice on analysing credit card offers; holidaying abroad; reviewing current offers
Mortgage Advice Centre Problem mortgages
Self employed
Equity release Remortgages
Retirement
Draw an Income from your property in retirement
Sickness, Accident, Redundancy
Protect against illness and disability - particularly to protect your mortgage
Deal with Debt
How to address debt issues - not avoid them
email credithelpline


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