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Retirement
Planning Through Property
Consider
a Retirement Plan that borrows from the equity within your
home to provide you a monthly income without you needing to
sell or move.
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 Asset
rich and cash poor?
Unlike
other types of loans, our Plan is based on the value of your
property, not your income. Even homeowners with a poor credit
history may qualify.
Generate a monthly income without repayment until you decide
to sell or leave your home.
How do I draw my income?
You
may select from several withdrawal plans:
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A monthly income |
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A
one off lump sum payment |
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A
combination of both |
Are there restrictions on how I spend
my equity?
No. You may spend your home equity to meet any of your needs.
Some typical uses include: health care, to meet your monthly
needs or simply to improve your quality of life.
Does the lender get the house?
No. You keep title to the property.
How much can I get?
Your age or your spouse's age (if they are younger), your
home's equity (your home's value, less any debt) and the interest
rate will determine how much you can receive.
Contact
the Credithelpline on 08704 28 28 29*
for a confidential, informal and informative discussion.
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*Telephone
calls are monitored and may be recorded for training
purposes |
The
Credit Helpline is provided by Asset Design
Limited, a team of experienced advisers operating independently
from the finance houses.
They
work closely with Advice Bureaus and debt counsellors
to help people, regardless of circumstances (whether
self employed or retired, with a good credit rating
or with CCJs, tenants or home owners). Our aim to help
our clients save money by managing debt more successfully
and aiming to procure BETTER mortgage, remortgage and
loan rates and terms. |
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| ADVICE:THINK
CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR
HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS
ON YOUR MORTGAGE
Head
office: Shaw House 110-114 Barnards Green Road Malvern
Worcestershire WR14 3ND |
site
production MRA |
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Helping
you with:
Home equity plans
Income from property
Lump sums from property
Releasing equity from property for retirement
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Design Limited is authorised and regulated by the Financial
Services Authority
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HELP & ADVICE |
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Debt
Consolidation
See by how much you couold potetnially reduce your monthly
repayments each month with our online calculator |
Credit
Card Advice
Advice on analysing credit card offers; holidaying
abroad; reviewing current offers
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Retirement
Draw an Income from your property in retirement |
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